Savings Rates

Effective: 4/1/2013
Savings Accounts* Min. Deposit To Open** Min. Bal. For APY Dividend Rate APY
Savings $50 $500 0.0400% 0.0400%
Savings $50 $3000 0.1000% 0.1000%
Safari Club $5 $5 0.3000% 0.3004%
Start Smart $5 $5 0.3000% 0.3004%
Holiday Club $5 $5 0.3000% 0.3004%
Goal Setter $50 $500 0.0400% 0.0400%
Goal Setter $50 $3000 0.1000% 0.1000%
Money Market $2,500 $2,500 0.2000% 0.2002%
Premium Money Market $10,000 $10,000 0.2000% 0.2002%
Premium Money Market $50,000 $50,000 0.3500% 0.3506%
Premium Money Market $100,000 $100,000 0.4000% 0.4008%
IRA Savings $50 $500 0.2500% 0.2503%
Direct Deposit Certificate Builder $10 $10 0.4500% 0.4510%
* The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings.
** Balances under minimum are subject to monthly service fees.

 


  • APY = Annual Percentage Yield
  • Accounts are federally insured to $250,000 by NCUA, a U.S. Government Agency.
  • Refer to Service and Pricing sheet for charges which may be imposed.
  • Pricing subject to change without notice.

 


Checking Rates

Effective: 4/1/2013
Checking Account* Min. Deposit To Open** Min. Balance For APY Dividend Rate APY
Personal Rewards Checking $50 N/A 0.0000% 0.0000%
Earnings Rewards Checking(Tier 1) $50 $5,000 0.1500% 0.1501%
Earnings Rewards Checking (Tier 2) $50 $25,000 0.3000% 0.3004%
*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings.
**Balances under minimum are subject to monthly service fees.

 


Certificate/IRA Rates

Effective: 4/1/2013

Certificates and Individual Retirement Accounts(IRAs)*

IRA and Share CertificatesMinimum deposit to open: $1,000

Account Period Dividend Rate APY
3 month 0.3000% 0.3004%
6 month 0.4000% 0.4008%
12 month 0.5000% 0.5012%
24 month 0.7000% 0.7024%
36 month 1.1000% 1.1061%
48 month 1.4000% 1.4098%
60 month 1.5500% 1.5620%
* Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings.

  • APY = Annual Percentage Yield
  • Your savings are federally insured to $250,000 by the National Credit Union Administration, a U.S. government agency. The NCUA insures retirement accounts to $250,000.
  • Refer to Service and Pricing sheet for charges which may be imposed.
  • Pricing subject to change without notice.
  • New money is money which is not previously on deposit at American First Credit Union.